Question: Are credit cards accepted in Ghana?

Credit cards are widely accepted throughout Ghana, especially at large hotels and restaurants. Visa cards have wider acceptance, followed by Mastercard and American Express.

How do I accept credit card payments in Ghana?

The 10 Best Payment Gateways in Ghana to Accept Online Payments

  1. Paystack.
  2. Flutterwave.
  3. theteller.
  4. DPO.
  5. iPay.
  6. Slydepay.
  7. expressPay.
  8. Hubtel.


Does Mastercard work Ghana?

Credit cards/ATMs

It is quite difficult to find ATMs in Ghana that accept credit cards other than Visa, although Mastercard is becoming more widely accepted. Stanbic bank has few branches, but their ATMs accept Visa, Mastercard, Cirrus, Plus and Diners Club.

Is there debit cards in Ghana?

You can also use your GCB debit card to shop at many stores in Ghana, instead of carrying cash around. … If you travel outside Ghana, a GCB MasterCard or Visa card will give you access to your account from millions of ATMs and Point of Sales devices worldwide.

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Does visa work in Ghana?

It operates like cash or a personal cheque and enables cash withdrawals from VISA branded ATMs and facilitates payments for goods and services at VISA branded merchant locations through Point of Sales terminals both in Ghana and abroad. It can also be used on the Internet for online purchases and payments.

Which card are they using in Ghana?

Only Visa cards are widely accepted in Ghana.

Which credit card issuers are accepted in Ghana?

Merchant acceptance ATM acceptance
Visa High High
Mastercard Low Low
American Express Low Low
Discover Not accepted Low

How do I pay Uber fee in Ghana?

In Ghana, you can for an Uber ride with cash. To make a cash payment for an Uber ride, just request a ride as usual and then select the “CASH” option at the bottom of the screen as your payment option. Tip: You can also swap payment methods at the bottom of the screen before the end of a ride.

How much can I withdraw from ATM in Ghana?

Withdrawal limits depend on the bank, and generally range from 200 to 400 Cedis. This means multiple transactions are often needed and transaction fees can mount up. You’ll find Visa is the most commonly accepted card at ATMs in Ghana, however there are an increasing number that also accept Cirrus/MasterCard.

Can I use my UBA Mastercard in Ghana?

UBA Ghana issues two (2) variants of debit cards : VISA and Mastercard. The UBA card can be used to make withdrawals on all Visa /Mastercard branded ATMs.

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Can you use dollars in Ghana?

The official Ghanaian money is called the cedi, and the typical exchange rate from dollars to cedi is nearly one to five. … The good news is that U.S. dollars are the most-recognized foreign currency, and, in large cities like Accra, there are places to exchange dollars as well as to withdraw cedi from an ATM.

What is the highest amount you can withdraw from ATM?

Daily ATM withdrawal limits can range from $300 up to $2,000 a day, depending on the bank and the account; some banks charge different amounts depending on which tier of service you’ve signed up for.

Can Nigeria ATM card work in Ghana?

A news item on Vanguard’s website indicates that Nigerian-issued Etranzact cards can be used on Etranzact-linked ATMs in Ghana and vice-versa: … This is not the first time an electronic payment network is linking Ghana and Nigeria.

How much can I withdraw from UBA ATM?

The UBA Debit MasterCard is a debit card issued on your Naira account in Nigeria.

Debit MasterCard.

Maximum amount you can withdraw from an ATM within 24 hours N150,000
Maximum amount you can spend on a POS or on the Internet within 24 hours N1,000,000

What countries can Ghanaians visit without a visa?

Ghana passport visa-free countries in Africa 2021

  • Burkina Faso.
  • Cape Verde Niger.
  • Côte d’Ivoire.
  • Comoros.
  • Nigeria.
  • Mali.
  • Mauritania.
  • Guinea.


How do I get a visa to Ghana?

Fill out Ghana Tourist visa application form online

  1. Visa application form.
  2. Original passport.
  3. Passport-type photograph. Include 2 passport style photos, with a white background, taken within the last 6 months. …
  4. Business Support Letter. …
  5. Business invitation. …
  6. Host’s ID. …
  7. Visa application form.
  8. Original passport.
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Can I get visa without bank account?

Visa Prepaid cards have all the benefits you would expect from Visa and are simple and convenient to use — even if you do not have a bank account or an established banking history. With a Visa prepaid card, you can only use the amount loaded onto it, which helps to control spending.

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